Vehicle breakdowns happen, and when they do, you will need to call for towing services. Whether or not your insurance will cover the towing is undoubtedly one of the questions that will occupy your mind as you think on calling for the service.
With insurance and towing services, here are but a few things that you need to know.
Know The Specifics Of Your Auto Policy
Does your auto policy include roadside assistance? This auto insurance cover option covers you in the event that you are stranded on the road, and you cannot, for one reason or the other, keep driving.
If you are not sure about the specifics of your car insurance policy, you can always call your insurance agent or speak to one of their customer service reps. It's also quite easy to add on roadside assistance to your policy.
Understand That The Cover Varies Among Carriers
The specific services covered under your roadside assistance cover will vary from one insurance carrier to the next. As far as towing services go, there is usually a difference in the limit of the distance covered among different insurance companies. It's important to keep this distance limit in mind when selecting a towing services company as well as a towing destination.
Request Towing Services Through Your Insurer
Instead of calling for a towing services company yourself, you can file a claim with your insurance company and have them call and send the towing company to you. This option has several advantages, including relieving you of the hassle of dealing with paperwork. Additionally, you don't have to worry about paying any amount out of your own pocket and waiting to be reimbursed.
Keep All Records
You may also choose to call a towing services company by yourself and be reimbursed by your auto insurance provider. Reimbursement is usually quite easy and straightforward if you have all the proper records in order. Ensure that you do not lose your tow receipt. Reimbursement on your tow claim usually doesn't take long, and you can expect it within a couple of days after filing your claim.
Will your insurance cover towing services? How long will you have to wait to receive reimbursement when you pay out of pocket? Do not hesitate to speak to your insurance agent for any specific questions you may have or clarification for any details about insurance cover and towing services.
For more information, contact local professionals like those found at Swan Towing Service.
